Debt and credit go hand in hand when it comes to your financial health. Here you’ll learn how debt can impact your finances, ways to manage it effectively, how your credit score reflects your financial behavior, and strategies to help you build and maintain healthy credit over time.

Financial wellness is more than just knowing how money works—it’s about building habits that help you spend, save, and budget with confidence. In this module, you’ll reflect on your current financial habits, learn how income and expenses shape your budget, and explore simple strategies like the 50/30/20 rule to help you manage money in a way that works for you.

Credit, debt, and budgeting are core topics in financial literacy. Learn how to build and use credit responsibly, manage debt with confidence, and create a budget that helps you stay in control of your money and plan for the future.

Taxes and retirement planning are key parts of building a strong financial future. Here, you'll learn smart tax planning strategies and explore different retirement accounts to understand how your money can grow over time through various investment options and support your long-term goals.